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Credit Analyst

   Closing Date: August 13, 2010

Company:First Community Bank
Winston Salem, NC
Job Location: Bluefield - Tazewell County
Employment Type:Full Time
Department:Administration (Corporate Center - Bluefield VA)
Salary Range:$30,000 - $48,000
Benefits:Full Time Benefits Available (medical & dental insurance, 401k, life insurance, paid vacation & sick time)

Description:

Analyzes commercial loan requests to determine risk involved in the transaction and whether the loan meets the approved lending guidelines.

Duties:

*Analyze credit information presented in the commercial loan request

*Contact commercial lenders for clarity and missing information from the loan request

*Document summary of credit analysis

*Analyze commercial financial statements, prepare cash flow analysis, perform ratio and trend analysis

*Remain knowledgeable on industry standards and regulations as well as Company policies and guidelines

Qualifications:

*Bachelor's degree in finance or accounting or equivalent experience in relevant field

*Minimum of 3 years of experience in a credit related field

*Demonstrated ability to understand priciples of finance, accounting and commercial loan structure

*Ability to handle detailed work in an expeditious manner

*Strong written and verbal communication skills

*Demonstrated customer service mentality

*Ability to sit for periods of time at a computer
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